If you have an ex-spouse, you really need to understand the rules on Social Security and divorce.
Especially if you’re a woman!
Why? Because Social Security is much more important for most women than it is for men. That’s not just what I think, or based solely on observations after more than a decade of financial planning, that’s what the Social Security Administration says.
Social Security is different for educators. It’s more complicated, and the rules aren’t always fair.
If you’re an educator, when your turn comes to file for Social Security benefits you may need to fight for what’s rightfully yours. But first, you need to understand the rules!
Thankfully, it’s not that hard. In this video I’ll help to simplify the rules.
Here are a few of the areas I’ll cover:
– How Your Teacher’s Pension Will Affect Your Benefit Amount
– The Windfall Elimination Provision
– The Government Pension Offset
– Can You Expect to Collect Spousal Benefits?
– Will You Be Eligible for Survivor Benefits?
– Strategies to Reduce the Impact of These Rules
Even though Social Security benefits depend on many variables, there are a lot of questions that are asked by nearly everyone. In my practice helping people understand their Social Security benefits, there are five questions that come up regularly. You probably have these questions, too. Read on to find the answers to the five most frequently asked Social Security questions.
Before you file for Social Security, you need to do your homework. Why? Because you only get one chance to get your filing decision right. If you make a mistake, it could cost you – and the loved ones you leave behind – thousands of dollars in missed benefits. GOOD NEWS! IT’S NOT THAT HARD. After spending the last several years studying, speaking and writing on Social Security, I’ve learned that most questions can be answered within one of the Social Security basics.