Future Benefit Calculator

This calculator is made for individuals who:

  • want to know how their Social Security benefit will be affected by variable earnings scenarios in the future
  • understands the limitations on how the SSA calculates your benefit¬†and wants to examine alternative calculations

To use this calculator you’ll need to get a copy of your earnings history from the SSA (takes no more than 5 minutes). These earnings will be used in the “earnings” section.

NOTE: If you have a pension from a job where you did not pay into Social Security, this calculator will not give you the correct result. You should use the Windfall Elimination Provision calculator instead.